FDIC certificate 24045
Banc of California
Los Angeles, California · 11611 San Vicente Blvd 90049
Hunter Score
This bank ranks below the middle of its size group.
Down 18 points from last quarter.
Compared with 110 banks with $10 billion to $50 billion in assets.
A high score is not a recommendation to buy or sell.
What stands out
Banc of California has a Hunter Score of 11 out of 100 for Q2 2026, ending June 30, 2026. This bank ranks below the middle of its size group. The comparison is with banks with $10 billion to $50 billion in assets.
The FDIC reported net interest margin of 3.31% (field NIMY). Among banks with $10 billion to $50 billion in assets, the peer rank for this measure is 32 out of 100. A rank of 50 is typical.
The FDIC reported return on assets of -0.88% (field ROA). Among banks with $10 billion to $50 billion in assets, the peer rank for this measure is 0 out of 100. A rank of 50 is typical.
Warning flags
These are factual readings from FDIC fields. A flag is a reason to read the number, not a finding that the bank is unsafe.
None of the warning flags on this site are met for the latest quarter.
Held-to-maturity unrealized losses are not flagged. The FDIC file does not publish a held-to-maturity cost that we can subtract from fair value without guessing.
Similar banks
Other banks in California with $10 billion to $50 billion in assets, ordered by Hunter Score.
- Axos Bank86out of 100
- Cathay Bank64out of 100
- Citizens Business Bank, National Association53out of 100
- Mechanics Bank42out of 100
- Farmers and Merchants Bank of Long Beach35out of 100
Top Hunter Scores in California · Top scores with $10 billion to $50 billion in assets
The five measures
Numbers below are for Q2 2026, ending June 30, 2026. They are copied from the FDIC. We do not recalculate them.
Return on equity (ROE)
-7.92%
Profit for each dollar of the bank's capital. Higher is stronger.
Peer rank 0 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as ROE. A common benchmark is above 10%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Return on assets (ROA)
-0.88%
Profit for each dollar of assets. Higher is stronger.
Peer rank 0 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as ROA. A common benchmark is above 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Net interest margin (NIM)
3.31%
The gap between what the bank earns on loans and securities and what it pays for funding. Higher means a wider gap.
Peer rank 32 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as NIMY. A common benchmark is above 3%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Efficiency ratio
61.49%
What the bank spends to produce a dollar of revenue. Lower is leaner.
Peer rank 21 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as EEFFR. A common benchmark is below 60%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Noncurrent loans
2.34%
Loans that are past due or no longer accruing interest, as a share of all loans. Lower is safer.
Peer rank 4 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as NCLNLSR. A common benchmark is below 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Recent quarters
- Q2 2026, ending June 30, 202611 out of 100
- Q1 2026, ending March 31, 202629 out of 100
- Q4 2025, ending December 31, 202528 out of 100
- Q3 2025, ending September 30, 202528 out of 100
- Q2 2025, ending June 30, 202526 out of 100
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About this bank
- Total assets
- $34.9 billion
- Deposits
- $28.2 billion
- Equity
- $3.8 billion
- Tangible equity
- $3.5 billionBank-level FDIC equity minus goodwill and other intangible assets (FDIC fields EQ and INTANGW). This is not the holding company's tangible book, and it is not per share.
- Offices
- 84
- Charter
- State bank and Federal Reserve member
- Specialty
- Commercial Lending Specialization
- Community bank
- No
- Net income
- -$152.3 millionYear-to-date, as reported. Not annualized.
Holding company and stock symbol
Holding company: Banc of California Inc, Los Angeles, CA. Federal Reserve RSSD 3153130.
Stock symbol BANC on NYSE. We matched the holding company's name to one SEC filing. Checked 2026-10-24. We do not show stock prices. Check the price on Yahoo Finance, then type it into the calculator below.
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Price-to-tangible-book calculator
This calculator estimates a fair multiple of tangible book value from the bank's return on equity. It is separate from the Hunter Score. It is not a price target.
Where it is
11611 San Vicente Blvd, Los Angeles, CA 90049
Showing the main office reported to the FDIC. Use the plus and minus buttons on the map to zoom. Map data is from OpenStreetMap.