FDIC certificate 28178
Northwest Bank
Warren, Pennsylvania · 100 Liberty St 16365
Hunter Score
This bank ranks near the middle of its size group.
Down 1 point from last quarter.
Compared with 110 banks with $10 billion to $50 billion in assets.
A high score is not a recommendation to buy or sell.
What stands out
Northwest Bank has a Hunter Score of 54 out of 100 for Q2 2026, ending June 30, 2026. This bank ranks near the middle of its size group. The comparison is with banks with $10 billion to $50 billion in assets.
The FDIC reported net interest margin of 3.88% (field NIMY). Among banks with $10 billion to $50 billion in assets, the peer rank for this measure is 68 out of 100. A rank of 50 is typical.
The FDIC reported efficiency ratio of 55.39% (field EEFFR). Among banks with $10 billion to $50 billion in assets, the peer rank for this measure is 45 out of 100. A rank of 50 is typical.
Warning flags
These are factual readings from FDIC fields. A flag is a reason to read the number, not a finding that the bank is unsafe.
None of the warning flags on this site are met for the latest quarter.
Held-to-maturity unrealized losses are not flagged. The FDIC file does not publish a held-to-maturity cost that we can subtract from fair value without guessing.
Similar banks
Other banks in Pennsylvania with $10 billion to $50 billion in assets, ordered by Hunter Score.
- Customers Bank58out of 100
- First Commonwealth Bank56out of 100
- Fulton Bank, National Association49out of 100
- TriState Capital Bank45out of 100
- BNY Mellon, National Association29out of 100
Top Hunter Scores in Pennsylvania · Top scores with $10 billion to $50 billion in assets
The five measures
Numbers below are for Q2 2026, ending June 30, 2026. They are copied from the FDIC. We do not recalculate them.
Return on equity (ROE)
11.35%
Profit for each dollar of the bank's capital. Higher is stronger.
Peer rank 55 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as ROE. A common benchmark is above 10%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Return on assets (ROA)
1.32%
Profit for each dollar of assets. Higher is stronger.
Peer rank 56 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as ROA. A common benchmark is above 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Net interest margin (NIM)
3.88%
The gap between what the bank earns on loans and securities and what it pays for funding. Higher means a wider gap.
Peer rank 68 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as NIMY. A common benchmark is above 3%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Efficiency ratio
55.39%
What the bank spends to produce a dollar of revenue. Lower is leaner.
Peer rank 45 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as EEFFR. A common benchmark is below 60%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Noncurrent loans
0.69%
Loans that are past due or no longer accruing interest, as a share of all loans. Lower is safer.
Peer rank 48 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as NCLNLSR. A common benchmark is below 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Recent quarters
- Q2 2026, ending June 30, 202654 out of 100
- Q1 2026, ending March 31, 202655 out of 100
- Q4 2025, ending December 31, 202541 out of 100
- Q3 2025, ending September 30, 202535 out of 100
- Q2 2025, ending June 30, 202553 out of 100
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Mergers in the FDIC history file
- 2025-07-25: Merger -Without Assistance. Jersey Shore State Bank and Northwest Bank.
- 2025-07-25: Merger -Without Assistance. The Luzerne Bank and Northwest Bank.
Older quarters
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About this bank
- Total assets
- $17.2 billion
- Deposits
- $14.4 billion
- Equity
- $2.0 billion
- Tangible equity
- $1.6 billionBank-level FDIC equity minus goodwill and other intangible assets (FDIC fields EQ and INTANGW). This is not the holding company's tangible book, and it is not per share.
- Offices
- 165
- Charter
- Charter class SI
- Specialty
- Commercial Lending Specialization
- Community bank
- No
- Net income
- $112.3 millionYear-to-date, as reported. Not annualized.
Holding company and stock symbol
Holding company: Northwest Bancshares Inc, Columbus, OH. Federal Reserve RSSD 4122722.
Stock symbol NWBI on Nasdaq. We matched the holding company's name to one SEC filing. Checked 2026-10-24. We do not show stock prices. Check the price on Yahoo Finance, then type it into the calculator below.
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Price-to-tangible-book calculator
This calculator estimates a fair multiple of tangible book value from the bank's return on equity. It is separate from the Hunter Score. It is not a price target.
Where it is
100 Liberty St, Warren, PA 16365
Showing the main office reported to the FDIC. Use the plus and minus buttons on the map to zoom. Map data is from OpenStreetMap.