FDIC certificate 33306
CIBC Bank USA
Chicago, Illinois · 120 S La Salle St 60603
Hunter Score
This bank ranks near the middle of its size group.
Up 7 points from last quarter.
Compared with 50 banks with $50 billion or more in assets.
A high score is not a recommendation to buy or sell.
What stands out
CIBC Bank USA has a Hunter Score of 50 out of 100 for Q2 2026, ending June 30, 2026. This bank ranks near the middle of its size group. The comparison is with banks with $50 billion or more in assets.
The FDIC reported efficiency ratio of 36.69% (field EEFFR). Among banks with $50 billion or more in assets, the peer rank for this measure is 92 out of 100. A rank of 50 is typical.
The FDIC reported return on equity of 8.67% (field ROE). Among banks with $50 billion or more in assets, the peer rank for this measure is 16 out of 100. A rank of 50 is typical.
Warning flags
These are factual readings from FDIC fields. A flag is a reason to read the number, not a finding that the bank is unsafe.
- Uninsured deposits are at least half of depositsFDIC's estimated uninsured deposits were $33,918,015,000, which is 65.9% of total deposits ($51,470,552,000). We flag this at half. That is a reading aid on this site, not an FDIC limit. The uninsured figure is an estimate for domestic offices, so it will not always match total deposits exactly.
Held-to-maturity unrealized losses are not flagged. The FDIC file does not publish a held-to-maturity cost that we can subtract from fair value without guessing.
Similar banks
Other banks in Illinois with $50 billion or more in assets, ordered by Hunter Score.
Top Hunter Scores in Illinois · Top scores with $50 billion or more in assets
The five measures
Numbers below are for Q2 2026, ending June 30, 2026. They are copied from the FDIC. We do not recalculate them.
Return on equity (ROE)
8.67%
Profit for each dollar of the bank's capital. Higher is stronger.
Peer rank 16 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as ROE. A common benchmark is above 10%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Return on assets (ROA)
1.51%
Profit for each dollar of assets. Higher is stronger.
Peer rank 84 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as ROA. A common benchmark is above 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Net interest margin (NIM)
3.14%
The gap between what the bank earns on loans and securities and what it pays for funding. Higher means a wider gap.
Peer rank 39 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as NIMY. A common benchmark is above 3%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Efficiency ratio
36.69%
What the bank spends to produce a dollar of revenue. Lower is leaner.
Peer rank 92 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as EEFFR. A common benchmark is below 60%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Noncurrent loans
1.35%
Loans that are past due or no longer accruing interest, as a share of all loans. Lower is safer.
Peer rank 20 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as NCLNLSR. A common benchmark is below 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Recent quarters
- Q2 2026, ending June 30, 202650 out of 100
- Q1 2026, ending March 31, 202643 out of 100
- Q4 2025, ending December 31, 202551 out of 100
- Q3 2025, ending September 30, 202550 out of 100
- Q2 2025, ending June 30, 202553 out of 100
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About this bank
- Total assets
- $66.5 billion
- Deposits
- $51.5 billion
- Equity
- $11.6 billion
- Tangible equity
- $8.8 billionBank-level FDIC equity minus goodwill and other intangible assets (FDIC fields EQ and INTANGW). This is not the holding company's tangible book, and it is not per share.
- Offices
- 8
- Charter
- State bank and Federal Reserve member
- Specialty
- Commercial Lending Specialization
- Community bank
- No
- Net income
- $492.5 millionYear-to-date, as reported. Not annualized.
Holding company and stock symbol
Holding company: Canadian Imperial Bk of Com, Toronto, 0. Federal Reserve RSSD 1231342.
We do not have a verified stock symbol for this bank. Many community banks are not publicly traded. A symbol is shown only after it matches an SEC filing, or after it is added to the reviewed list.
What is this bank worth per share?
Where it is
120 S La Salle St, Chicago, IL 60603
Showing the main office reported to the FDIC. Use the plus and minus buttons on the map to zoom. Map data is from OpenStreetMap.