FDIC certificate 57803
Ally Bank
Sandy, Utah · 200 W Civic Center Dr 84070
Hunter Score
This bank ranks above the middle of its size group.
Up 3 points from last quarter.
Compared with 50 banks with $50 billion or more in assets.
A high score is not a recommendation to buy or sell.
What stands out
Ally Bank has a Hunter Score of 66 out of 100 for Q2 2026, ending June 30, 2026. This bank ranks above the middle of its size group. The comparison is with banks with $50 billion or more in assets.
The FDIC reported net interest margin of 4.14% (field NIMY). Among banks with $50 billion or more in assets, the peer rank for this measure is 88 out of 100. A rank of 50 is typical.
The FDIC reported return on assets of 1.20% (field ROA). Among banks with $50 billion or more in assets, the peer rank for this measure is 45 out of 100. A rank of 50 is typical.
Warning flags
These are factual readings from FDIC fields. A flag is a reason to read the number, not a finding that the bank is unsafe.
None of the warning flags on this site are met for the latest quarter.
Held-to-maturity unrealized losses are not flagged. The FDIC file does not publish a held-to-maturity cost that we can subtract from fair value without guessing.
Similar banks
Other banks in Utah with $50 billion or more in assets, ordered by Hunter Score.
- Synchrony Bank78out of 100
- SoFi Bank, National Association75out of 100
- American Express National Bank73out of 100
- Morgan Stanley Bank, National Association67out of 100
- Zions Bancorporation, N.A.66out of 100
Top Hunter Scores in Utah · Top scores with $50 billion or more in assets
The five measures
Numbers below are for Q2 2026, ending June 30, 2026. They are copied from the FDIC. We do not recalculate them.
Return on equity (ROE)
14.53%
Profit for each dollar of the bank's capital. Higher is stronger.
Peer rank 69 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as ROE. A common benchmark is above 10%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Return on assets (ROA)
1.20%
Profit for each dollar of assets. Higher is stronger.
Peer rank 45 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as ROA. A common benchmark is above 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Net interest margin (NIM)
4.14%
The gap between what the bank earns on loans and securities and what it pays for funding. Higher means a wider gap.
Peer rank 88 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as NIMY. A common benchmark is above 3%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Efficiency ratio
48.96%
What the bank spends to produce a dollar of revenue. Lower is leaner.
Peer rank 80 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as EEFFR. A common benchmark is below 60%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Noncurrent loans
0.85%
Loans that are past due or no longer accruing interest, as a share of all loans. Lower is safer.
Peer rank 47 out of 100. Near the middle of similar-sized banks.
More about this number
The FDIC reports this as NCLNLSR. A common benchmark is below 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Recent quarters
- Q2 2026, ending June 30, 202666 out of 100
- Q1 2026, ending March 31, 202663 out of 100
- Q4 2025, ending December 31, 202555 out of 100
- Q3 2025, ending September 30, 202552 out of 100
- Q2 2025, ending June 30, 202547 out of 100
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About this bank
- Total assets
- $188.2 billion
- Deposits
- $156.6 billion
- Equity
- $15.5 billion
- Tangible equity
- $15.5 billionBank-level FDIC equity minus goodwill and other intangible assets (FDIC fields EQ and INTANGW). This is not the holding company's tangible book, and it is not per share.
- Offices
- 1
- Charter
- State bank and Federal Reserve member
- Specialty
- Consumer Lending Specialization
- Community bank
- No
- Net income
- $1.1 billionYear-to-date, as reported. Not annualized.
Holding company and stock symbol
Holding company: Ally Financial Inc, Detroit, MI. Federal Reserve RSSD 1562859.
Stock symbol ALLY on NYSE. We matched the holding company's name to one SEC filing. Checked 2026-10-24. We do not show stock prices. Check the price on Yahoo Finance, then type it into the calculator below.
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Price-to-tangible-book calculator
This calculator estimates a fair multiple of tangible book value from the bank's return on equity. It is separate from the Hunter Score. It is not a price target.
Where it is
200 W Civic Center Dr, Sandy, UT 84070
Showing the main office reported to the FDIC. Use the plus and minus buttons on the map to zoom. Map data is from OpenStreetMap.