FDIC certificate 59043
Stifel Trust Company Delaware, National Association
Greenville, Delaware · 4001 Kennett Pike 19807
Hunter Score
This bank ranks high against banks of a similar size.
Same score as last quarter.
Compared with 1,424 banks with $300 million to $1 billion in assets.
A high score is not a recommendation to buy or sell.
What stands out
Stifel Trust Company Delaware, National Association has a Hunter Score of 85 out of 100 for Q2 2026, ending June 30, 2026. This bank ranks high against banks of a similar size. The comparison is with banks with $300 million to $1 billion in assets.
The FDIC reported efficiency ratio of 27.34% (field EEFFR). Among banks with $300 million to $1 billion in assets, the peer rank for this measure is 99 out of 100. A rank of 50 is typical.
The FDIC reported net interest margin of 3.60% (field NIMY). Among banks with $300 million to $1 billion in assets, the peer rank for this measure is 33 out of 100. A rank of 50 is typical.
Warning flags
These are factual readings from FDIC fields. A flag is a reason to read the number, not a finding that the bank is unsafe.
- Uninsured deposits are at least half of depositsFDIC's estimated uninsured deposits were $301,071,000, which is 99.7% of total deposits ($302,071,000). We flag this at half. That is a reading aid on this site, not an FDIC limit. The uninsured figure is an estimate for domestic offices, so it will not always match total deposits exactly.
- Unrealized securities loss is at least a quarter of equityAvailable-for-sale securities were $109,644,000 at fair value and $128,389,000 at amortized cost (FDIC fields SCAF and SCAA). The difference is an unrealized loss of $18,745,000, equal to 74% of total equity. We flag this at 25% of equity. It is not an FDIC limit. Held-to-maturity unrealized losses are not included, because this file does not publish a held-to-maturity cost we can subtract from fair value without guessing.
Held-to-maturity unrealized losses are not flagged. The FDIC file does not publish a held-to-maturity cost that we can subtract from fair value without guessing.
Similar banks
Other banks in Delaware with $300 million to $1 billion in assets, ordered by Hunter Score.
- County Bank89out of 100
- Wilmington Trust, National Association37out of 100
- Community Bank Delaware24out of 100
- Artisans' Bank19out of 100
Top Hunter Scores in Delaware · Top scores with $300 million to $1 billion in assets
The five measures
Numbers below are for Q2 2026, ending June 30, 2026. They are copied from the FDIC. We do not recalculate them.
Return on equity (ROE)
35.20%
Profit for each dollar of the bank's capital. Higher is stronger.
Peer rank 99 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as ROE. A common benchmark is above 10%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Return on assets (ROA)
2.79%
Profit for each dollar of assets. Higher is stronger.
Peer rank 97 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as ROA. A common benchmark is above 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Net interest margin (NIM)
3.60%
The gap between what the bank earns on loans and securities and what it pays for funding. Higher means a wider gap.
Peer rank 33 out of 100. Weaker than most similar-sized banks.
More about this number
The FDIC reports this as NIMY. A common benchmark is above 3%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Efficiency ratio
27.34%
What the bank spends to produce a dollar of revenue. Lower is leaner.
Peer rank 99 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as EEFFR. A common benchmark is below 60%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Noncurrent loans
0.00%
Loans that are past due or no longer accruing interest, as a share of all loans. Lower is safer.
Peer rank 96 out of 100. Stronger than most similar-sized banks.
More about this number
The FDIC reports this as NCLNLSR. A common benchmark is below 1%. The benchmark is only a guide. The Hunter Score uses the peer rank, not the benchmark.
Recent quarters
- Q2 2026, ending June 30, 202685 out of 100
- Q1 2026, ending March 31, 202685 out of 100
- Q4 2025, ending December 31, 202583 out of 100
- Q3 2025, ending September 30, 202582 out of 100
- Q2 2025, ending June 30, 202581 out of 100
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About this bank
- Total assets
- $329.5 million
- Deposits
- $302.1 million
- Equity
- $25.5 million
- Tangible equity
- $25.5 millionBank-level FDIC equity minus goodwill and other intangible assets (FDIC fields EQ and INTANGW). This is not the holding company's tangible book, and it is not per share.
- Offices
- 1
- Charter
- National bank
- Specialty
- Other Specialized Under 1 Billion
- Community bank
- No
- Net income
- $4.8 millionYear-to-date, as reported. Not annualized.
Holding company and stock symbol
Holding company: Stifel Financial Corp, Saint Louis, MO. Federal Reserve RSSD 3063622.
We do not have a verified stock symbol for this bank. Many community banks are not publicly traded. A symbol is shown only after it matches an SEC filing, or after it is added to the reviewed list.
What is this bank worth per share?
Where it is
4001 Kennett Pike, Greenville, DE 19807
Showing the main office reported to the FDIC. Use the plus and minus buttons on the map to zoom. Map data is from OpenStreetMap.